iMobile: Loan, Cards & Banking 23.0

iMobile: Loan, Cards & Banking 23.0

ICICI Bank Ltd.  ❘ Freeware
Android
out of 6269095 votes
Latest Version
23.0
Safe to install
VERY GOOD User Rating

iMobile is the official mobile banking application developed by ICICI Bank, providing over 400 banking services. This app caters not only to ICICI Bank customers but also to non-customers, enabling access to a wide range of financial products including loans, savings account management, fund transfers, card management, and investment options.

The app encompasses several noteworthy features:

  • Instant access to various loans including personal, home, and car loans.
  • The ability to open an online digital savings account.
  • Application capabilities for credit cards.
  • Options to open fixed deposits (FDs), recurring deposits (RDs), or iWish deposits.
  • Facilitates QR code scanning for seamless UPI payments.
  • Streamlined utility and electricity bill payments.
  • Instant mobile, DTH, and FASTag recharges.
  • Booking services for flights, trains, and hotels.

Users of iMobile can experience several advantages:

  • Pre-approved RuPay credit cards: Gain immediate access to RuPay benefits facilitating smooth payments and UPI transactions.
  • Manage multiple cards: The app allows for comprehensive management of various cards including debit and credit cards, along with scheduling reminders for due dates on other bank credit card bills.
  • Simplified investment options: iMobile provides an accessible platform for investing in mutual funds without the need for a Demat account.
  • iScore & Discover: The 'Discover' feature enables users to track their income and expenditures while the 'Budget' feature assists in managing financial discipline through budget creation.
  • iFinance: This feature consolidates all bank accounts into one view for easy monitoring of financial activities.
  • Rewards and personalized offers: Users can earn reward points and exclusive offers by transacting or paying utility bills via their credit card.
  • Customized notifications: Stay informed with updates related to bills, cards, loans, and accounts.
  • SmartLock: Control access to banking functionalities such as net banking and card transactions effortlessly.
  • Global UPI: NRI customers can conduct UPI transactions using their international mobile numbers.
  • Chatbot assistance: Round-the-clock support is available via the iPal chatbot.

The personal loan offerings within iMobile include:

  • Loan Amount: Ranges from a minimum of ₹25,000 to a maximum based on eligibility.
  • Repayment Tenure: Flexible options from 12 to 72 months.
  • Interest Rates: Starting from 10.80% per annum.
  • Processing Fees: Beginning at ₹3,999.

A practical example illustrates that borrowing ₹5 lakh at an interest rate of 11.00% over 60 months would result in monthly payments of approximately ₹10,817. The total repayment after five years would be around ₹6,52,273, which includes an interest component of ₹1,52,273.

Please note that terms and conditions apply. Additional services offered by ICICI’s iMobile include Forex prepaid cards, Companion Cards, systematic investment plans (SIPs), IPO applications, various payment methods (Tap to Pay, Scan to Pay), Public Provident Fund (PPF), National Pension System (NPS), Gold Loans, Sovereign Gold Bonds, Term Life Insurance options, and travel/motor insurance covers. Further offerings encompass pre-approved loans across categories such as Home Loan Balance Transfer, Education Loans, Loan against Property, Commercial Property Loans, Consumer EMIs, and more.

If you have any feedback or inquiries regarding the iMobile App, please reach out via email at imobileapps@icicibank.com.

Overview

iMobile: Loan, Cards & Banking is a Freeware software in the category Business developed by ICICI Bank Ltd..

The latest version of iMobile: Loan, Cards & Banking is 23.0, released on 07/02/2025. It was initially added to our database on 04/13/2025.

iMobile: Loan, Cards & Banking runs on the following operating systems: Android.

Users of iMobile: Loan, Cards & Banking gave it a rating of 4 out of 5 stars.

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